Russian banks, along with the Bank of Russia, started testing the digital ruble platform, with the market participants already making the first transfers in digital rubles between citizens, the regulator press service announced on Tuesday.
"The digital ruble platform is a new opportunity for citizens, businesses and the state. We plan that, for citizens, transfers in digital rubles will be free and available in any region of the country, and for businesses, this will reduce costs and create opportunities for the development of innovative products and services," said Deputy Chairman of the Bank of Russia Olga Skorobogatova.
It is assumed that the issuing of digital rubles, the opening of digital wallets and transfers will be the first stage of the implementation process. The next stage will imply testing the possibility of goods and services payments, as well as interaction with the Federal Treasury. There are also plans to introduce the option of paying offline, as well as transacting with non-resident users. the Central Bank indicated.